Plot: Madeline Matheson is eight months pregnant and determined to deliver her unborn child, Grace, naturally. When an accident leaves Grace dead inside her, Madeline insists on carrying the baby’s corpse to term. Weeks later, when Madeline delivers, the baby miraculously returns to life… With an appetite.
I get a refund during the grace period on a credit card statement, can I reduce the payment accordingly?
I had a credit card statement of 1000. Within 4 days I get a refund of 200 during the grace period of 15 days. The payment date then follows 11 days later and the credit card company still try to take 1000 - so making my credit card a positive balance - which is not what I want! Can I insist on only paying 800? They then tell me that I will be charged to taking cash out of a positive balanced credit card. Can they do that?
What is stupid is that if I dispute 200 - they will only take 800. Some credit card companies do not do this - but if you stop the direct debit (especially on a charge card) and just pay the actual account balance - then there is no charge.
If I decide to pay my bill in 3 parts for example during the grace period so the total is paid then that is not a problem: as long as the whole amount is paid. Well that is effectively what is happening here - but one part is paid by the refund. How can this be justified?
Both you and the credit card company are trying to use the rules to their advantage. That is why I do NOT set up auto-pay agreements when I can pay on line myself. However, if I forget to make the payment, then I am up the creek. Auto-pay arrangements avoid forgetfulness.
Some credit card companies do reduce the minimum payment by the credits when they are on the account books. Some do not do so until the bill is printed which would place the 200 against the next payment.
You need to review the minimum payment schedule for the account. It should also have information how credits are applied.
When you do in fact have a credit balance after paying off the account, most will send you a refund check without a fee. Verify that with this account.
Plot: In 1989, Nino Brown, a small time drug dealer, is convinced by one of his fellow thugs that the wave of the future is in the cocaine derivative, crack. Brown sees potential in crack and sets out to establish himself as chief kingpin by killing off his rivals and even going as far as to take over a whole apartment complex. Out to stop him are undercover cops Scottie Appleton and Nick Paretti. Appleton especially wants to get Nino because of the fact that he murdered Scottie’s mother as part of a gang initiaton. Also involved is Pookie, a former crackhead who wants to bring down Nino as well.
Plot: Jake Green is a hotshot gambler, long on audacity and short on common sense. He’s rarely allowed to play in any casino because he is a winner. Jake has taken in so much money over the years, he is the only client of his accountant and older brother Billy. One night, Jake, Billy and their other brother Joe are invited to sit in on a private game, where Jake is expected to lose to Dorothy Macha, a crime boss and local casino owner who can’t play for squat, but always wins because people are too scared to beat him. Jake isn’t afraid of Macha, and not only beats Dorothy in a quick game of chance, but takes every possible opportunity to insult the man. Jake and his brothers leave the game, and Macha puts out the order for a hit on Jake, who ends up working for and being protected by a pair of brothers, Avi and Zack, who are out to take Macha down.
How big of a problem is an exposed hammer on a small revolver for conceal carry?
I want to buy a small, .38 special revolver to use for conceal carry. I prefer to shoot revolvers single action rather than double action. However, am I taking a risk by buying a double action revolver with an exposed hammer rather than a concealed hammer? I have tried the shrouded hammer revolvers and don’t like them. I like shooting single action much better but I am worried the hammer could accidentally snag on something and cock while in my pocket. Should I play it safe and buy the hammerless revolver? Or will I be ok buying the exposed hammer version? I don’t like the hammerless version (concealed hammer) as much because you have to shoot it double action. I don’t want the gun going off in my pocket though cause the hammer catches on something. What are your thoughts?
I have a 357 revolver that I carry in my purse. I’ve had no problem with the hammer moving. It is pretty hard to pull back so I really don’t worry about it.
DOT | Sep 27, 2007
Why would you carry it in your pocket when there is a large variety of different holsters for it to choose from.* If you are going to insist on carrying it in your pocket get a hammerless.*
dca2003311@yahoo.com | Sep 27, 2007
yeah unless you try to do some fancy cowboy quick draw you should be fine.You could also file down the hammer a bit,though this is risky
Harry | Sep 27, 2007
I’m a retired LEO/Detective and I carried a Smith & Wesson Model 36 (Exposed Hammer 3" Barrel) for 12 years and never personally, had any issues with the exposed hammer, and be honest, I never heard anyone else on the job with me having had problems either. I could see it being an issue if you had to shoot it thru your pocket or clothes, but I was never that desperate or foolish enough to try it, let alone worry about it. I’m a Combat Pistol Instructor and a Gunsmith now and have been a long time, since I retired..
I’m in my fifties, and not once have I ever seen let alone heard of anyone, Police or Civilian, that ever had a problem with an exposed hammer revolver of ANY manufacture. I know of two people that fired their exposed hammer revolvers thru raincoat pockets or lightweight jacket pockets but both times the gun performed as it should have. I’ve had a CWP for many years and I carry a semi-automatic now, but I would and do occassionally carry the same Model 36 Smith in the summer time, in an inside the belt soft holster or in an Ankle Holster, with light summer clothing.No problems.
I also like to shoot single action, if I have the time to react and have a choice….
JD | Sep 27, 2007
You can have a smith ‘trim’ the hammer so that the spur is either removed or shortened…the remaining top of the hammer is then checkered so you can grab it with your thumb.
sirbobby98121 | Sep 27, 2007
If you are planning on concealing this inside a pocket hammerless is the way to go. A revolver with a hammer and spur will hang up if you dont create a way of deflecting the clothing when drawing. One way to do this is to place your thumb on the spur while drawing the weapon. But if you are wearing tight clothes even this my not be enough to be 100% reliable. Better to use a hammerless than get stuck durring that moment need.
Jon | Sep 28, 2007
The only problem you’re likely to have with an exposed hammer on your revolver is that it could snag on clothing while drawing. I sometimes carry a Detective Special in an inside-the-pants holster and have never had any problems. If you intend to carry your revolver in your trouser’s pocket you could have it snag while drawing. Consider a different way of carrying like an inside-the-pants holster or shoulder holster concealed under a light jacket.
Best.
H
H | Sep 28, 2007
It is no problem at all. At one time, that is all there were, and when S&W, and later on others, intoduced concealed hammer models, they were not well accepted, until this last decade.
pathfinder | Sep 28, 2007
Plot: Ellie has been taking care of her younger brother Jimmy since their parents death. One night after picking him up from a party they are involved in a car accident on Mullholland Drive. While trying to rescue a woman from the other car a creature attacks and kills her, also injuring both Ellie and Jimmy. After some research Jimmy realizes the creature could only have been a werewolf.
How long is a path cursed after a black cat crosses it?
It’s Friday the Thirteenth and last night a black cat crossed my path, but I didn’t see it. Do I have to see it cross for that to count? If not, then wouldn’t that mean that anyone who crosses that point will be cursed until the sidewalk is no longer in use? How long does the curse remain in effect? What if you own a black cat, wouldn’t your whole apartment be cursed?
As per our Hindu Practice, crossing of your path by any cat including the black one, will bring you bad luck. In my younger age I was just ignoring it as simple superstition. But I had bad effects on three occasions when cat crossed my path.
1. First time I was caught by police for a traffic violation while driving and fined.
2. Second time, I got good firing for no fault of mine from my boss.
3. Third time - I had a massive Heart Attack and hospitalized. I was declared a Heart patient.
So naturally we have to believe it is not superstition.
I consulted the astrologers and the precaution we have to take is. IF YOU SEE A CAT CROSS YOUR PATH WHILE WALKING , PLEASE WAIT FOR SOME ONE ELSE TO CROSS. THEY WILL NOT HAVE ANY EFFECT AS THEY WOULD NOT HAVE SEEN THE CAT. IF IT HAPPENS WHILE YOU DRIVE, PLEASE WAIT FOR ANOTHER VEHICLE CROSS FIRST AND THEN YOU CAN GO. I TAKE THIS PRECAUTION NOW-A-DAYS AND I AM ALRIGHT. BEST OF LUCK.-
jayaraman | Apr 13, 2007
dont be ridiculous
fireball226 | Apr 13, 2007
I’m not superstitious so I don’t know.
I have a black cat and she trips me all the time and I’m okay so… IDK.
freakknastyy | Apr 13, 2007
I was born on the 13th of the month, and my birthday periodically falls on a Friday. So I figure Friday the 13th is lucky for me. And so it has proved today: this is the day we go get the U-Haul truck and move me into my cool new apartment.
Similarly, the black cat does not need to be bad luck, even if you see him/her cross your path. When a black cat looks like it is about to cross my path, I tell it, "Beware. It may be bad luck for you and not for me." Often they stop and stare at me, and cross its path instead of it crossing mine.
auntb93backup | Apr 13, 2007
What is a path? If it’s an imaginary line extending in front of you, how long does it extend? If it extends for miles, or thousands of miles, then a black cat has crossed EVERYONES path and does so all the time. See my point? Black cats have black pigment in their hair follicles. I know it’s fun to imagine that there are mystical forces and ‘luck’ and ‘fate’ and stuff like that, but let’s be just a bit practical, shall we? These are myths and legends. They have no application to real life. Nothing ’causes’ bad luck, as luck is just our word for random chance.
farien3 | Apr 13, 2007
Superstitiously speaking, you must actually see the cat cross in order to be considered unlucky. It is predominantly the act of "seeing" it that portends ill fate. The "curse" will remain in effect until it is fulfilled.
I do not see black, white, green or purple cats unlucky.
"In the USA and parts of Europe which were affected by the witch hunts the association with witches caused them to be considered as bad luck"
Depending on one’s area of the world and the century one lived in, black cats portend either good or bad luck. Here are some examples.
Originally in Britain and Europe, a black cat crossing one’s path was considered good luck
In Asia and the U.K., a black cat is considered lucky.
In Yorkshire, England, it may be lucky to own a black cat, but it is unlucky have one cross your path.
To dream of a black cat is lucky.
On the other paw, seeing a black cat in your dream indicates that you are experiencing some fear in using your psychic abilities and believing in your intuition.
If a black cat walks towards you, it brings good fortune, but if it walks away, it takes the good luck with it.
In regards to Psychology of Superstition, Dr Vyse calls it magical thinking. "Wanting more control or certainty is the driving force behind most superstitions. We tend to look for some kind of a rule, or an explanation for why things happen. "Sometimes the creation of a false certainty is better than no certainty at all, and that is what much of the research suggests," says Vyse."
"..there is a positive placebo effect — if you think something will help you, it may do just that. "There is a tremendous amount of power in belief," he says. If the outcome is a matter of pure luck, beliefs don’t really have any impact, however, when your performance is a key factor in an outcome, superstitious thinking might give you an extra boost….Studies regularly point to placebo effects (both positive and negative), which are entirely caused by the power of expectations or preconceptions. Yet superstitions can also play a negative role in our lives "
If you think it, if you put energy towards something, it will be self-fulfilling.
Instead of saying "Oh, that’s bad luck!" Trying saying something like, "Oh wow, something good is coming my way and I can’t wait!!!"
I owned a black cat. She was the most loving, intelligent cat I’ve ever met. Although I’ve yet to own a green or purple cat, I am sure they would be just as remarkable and I would still be blessed - not cursed.
StarStuffs | Apr 13, 2007
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